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A unique program for managing your debt.

SNL skit featuring Steve Martin, Amy Poehler and Chris Parnell.
Feb 5, 2006 9:51 PM
Re: Don't Buy Stuff You Cannot Afford
So true. I just don't understand credit cards, to be honest... debit cards are significantly more reasonable. I only have a credit card because it's necessary in today's world to buy stuff online.
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Re: Don't Buy Stuff You Cannot Afford
Here's a tip: Used you credit card to pay your rent/mortgage or student loans. It's just that easy!
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Re: Don't Buy Stuff You Cannot Afford
A credit card IS NOT neccessary to make online purchases.

My husband and I regularly purchase the following online using our "debit" cards: air line tickets, hotel room reservations, car rental, books, DVD's, gifts of all kinds, yarn, the list goes on.

Of course, you need to make sure that you are dealing with a REPUTABLE online merchant, and not www.flybynight.com!
By: llamalluv
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Re: SNL: Don't Buy Stuff You Cannot Afford
This was one of the funniest SNL ads I've ever seen--but a little scary, too! Please don't forget that just because you use a credit card doesn't mean you have to pay it off in monthly installments thus get yourself in debt. You can and should pay off the full balance every month. Many cards have no monthly fees and many also have perks related to the amount you charge so if one has the *will power* to use it only for the things one can actually afford and pay for at the end of the billing cycle it can be a good deal. Also easier to see where your money is going since it's all on one piece of paper.

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